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The Most Trusted Woocommerce Payment Gateways

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trusted woocommerce payment gateways
Wiki John September 20, 2021 0 Comments

The most trusted WooCommerce Payment Gateways

If you want to take payments for your business online, a payment gateway is a way to go. It’s easier and more efficient than trying to process payments yourself!

A payment gateway is an electronic interface that authorizes credit cards or other payments through the internet. The most common use of a payment gateway is to enable customers to buy products, services or digital content online using their credit cards/debit cars or through online payment gateways/services like PayPal.

Payment gateway software provides security, ensures compliance with regulations such as PCI DSS (Payment Card Industry Data Security Standards), and offers options like recurring billing or online invoices.

There are two types of payment gateways that can be used on your website:

  1. One is integrated directly in the store, meaning customers never leave the site to complete their purchase. Amazon and Shopify operate this way.
  2. The second way is that a customer will need to fill up a form/click a button on the website where they will be further taken to the payment processor gateway. PayPal is a prime example of this.

Payment fee/transaction charges – the prime criteria to decide which payment gateway is best suited for your business

A payment gateway typically has some kind of transaction fee, but they are generally competitive with each other. The specific type of fee will depend on the type of transaction you’re making, e.g. if it’s being paid via invoice or chip credit card and so on.

These fees usually have two components:

  • A percentage per transaction: These transaction fees range between 2.5% and 3.5%
  • Single transaction fee: This is usually around $0.30
Payment Gateway Transaction Fee
Stripe 2.9% + 0.30 per transaction
PayPal Pro 2.9% + 0.30 per transaction
Square 2.65% + $0.30 per transaction 2.9% + 0.30 per transaction
Amazon Pay 2.9% + 0.30 per transaction
Apple Pay None

Unfortunately, payment gateways charge monthly fees for services. Some also have extra charges on certain types of transactions and others which you need to worry about when using their service.

If you want to save money, then it’ll be important for you to know about all of the fees that your payment gateway charges.

The top Woo Commerce payment gateways listed below for your business will allow you to facilitate seamless transactions between customers and the website.

The most widely used WooCommerce Payment Gateways

There are many different ways to accept payments on a WordPress/WooCommerce website using plugins; some use third party

services while others integrate directly into PayPal or Stripe accounts. The best way is going to depend on what exactly you want from your payment solution.

Here are the best rated and widely used payment gateways:

1. Stripe


With Stripe, online businesses can accept credit card payments and other local payment methods without complex merchant accounts or geographic restrictions.

Millions of users trust their money with Stripe because its secure servers protect against fraud while providing complete access to detailed transaction information for both clients and business owners.

With customizable forms, you can accept over a dozen different types of payment. These forms are embedded on your site. Their extensive reporting features include transaction history with monthly totals by category, managing refunds or disputes when necessary as well as monitoring integrations.

Stripe provides flexible integration options that simplify PCI compliance without compromising on the checkout experience.

Stripe makes it easy for businesses to accept payments online or on mobile. Stripe supports 135+ currencies and offers a unified API that lets you build payment features into your app quickly.


It enables your customers to complete transactions, view statements, update billing info easily, track refunds if needed with the ability to issue full refunds too!

So start accepting international payments today at the stripe by using their simple checkout forms & connect bank accounts directly in minutes here:

2. PayPal Standard and PayPal Pro


PayPal is one of the most widely used payment gateways.

Their business solution, PayPal Pro, allows you to accept payments online and on a mobile device.

You can set up PayPal in seconds, and access it anywhere around the world. It is also very secure with features like automatic fraud screening and Seller Protection Policy.

With PayPal Pro, you can connect directly to your WooCommerce store and make checkout painless & seamless. Customers will never have to leave your site with the one-page checkout process. You’ll see fewer abandoned carts!

If your business is based in Australia, you can use the PayPal Pro Payflow account. It also comes in three more countries: the UK, the US and Canada, but to fully utilize it with this service one would need a merchant account on their end (PayPal).

You can create and send invoices in seconds, then track payments and get paid faster. Invoice from anywhere: on the road, at home or even on vacation.

PayPal charges a wide variety of fees for various types of transactions, and their monthly fee itself is $30. For online transactions throughout the US, each one will cost 2.9% plus an additional 1.5%; international payments come with a 3.4% charge on top of that as well as higher transaction costs at around 5%.

PayPal’s fees vary widely depending on your location and the type you are conducting

3. Authorize.Net

authorize is a payment gateway that has thousands of users worldwide, including over 70% of leading merchants in the US and Canada. It’s owned by Visa.

If you’re looking for an easy way to accept credit cards online with low fees per transaction, this may be your best bet!

It is available for merchants located in United States, Canada, United Kingdom, Europe or Australia.

The entire checkout process can be done on your own website, and WooCommerce integration is also strong.

The plugin has full support for both WooCommerce Subscriptions and
Pre-Orders, along with the standard features of WordPress integrations like MailChimp or AWeber.

This extension allows users to save their payment method and reuse it. It is user friendly, making the process easy for all involved parties.


  1. Monthly fee of $25
  2. 2.9% + 30¢ per transaction

4. WooCommerce Payments


Use WooCommerce Payments to collect payments on your website without setup costs or monthly fees. Available in the U.S., U.K., Ireland, Australia, New Zealand, Canada and now: Spain France Germany and Italy.

Accept major credit and debit cards, along with local payment methods on your site. You won’t have to pay any setup costs or monthly fees for this capability!

Customers can easily check out from your store, saving time and having a seamless experience.
Customers pay in their preferred currency which saves them conversion rates or manual calculations to make sure they are paying the right price for an item.

Customers who have credit card information saved will be able to use this instead of taking extra steps like typing their name and contact number again during checkout!

WooCommerce Payments provides you with the tools to monitor charges, handle disputes, track deposits and keep tabs on recurring revenue. All of this helps free up your time so that it can be spent growing your business.

You can download and install WooCommerce Payments at no cost to you. Pay as you go with no setup costs or monthly fees.

To conclude, there are many more WooCommerce payment gateways and plugins but these 4 are the most widely used payment systems. They are secure, easy to set up and test and that is why they are being favoured by the majority of e-commerce websites and online store owners.

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